Tom Esposito is a Director of Model Validation at VBC. Tom is responsible for performing validations for credit, interest rate and liquidity risk models, as well as new financial model development. He has authored several articles on risk management topics of interest.
Prior to joining VBC, Tom spent several years at global banks, leading teams that implemented capital/liquidity metrics at JP Morgan Chase; created all-new loss forecast / LLR models at both Citi and TD; and developed customized ALM/ALCO metrics and FTP modeling at ING Direct.
Tom Received his M.B.A. in Finance from the University of Delaware - Lerner College of Business & Economics.